2024 ANNUAL SPRING OPEN ENROLLMENT

Annual Enrollment

for

Health, Dental and Vision insurance

Begins April 3th

and

ends May 1st, 2024

Enroll in coverage, make changes to coverage, change plans, add/delete

dependents, cancel coverage, etc.

And

Introducing

The Hospital Indemnity Plan and Legal Insurance Plan

About this Site

On this site you will find all the necessary information during Open Enrollment to make decisions, make changes, enroll in coverage, change coverage, change plans, cancel coverage, etc.  The site is setup as follows;

Active Town/School Employees

-Health Insurance

-Dental Insurance

-Vision Insurance 

-Hospital Indemnity

-Legal Insurance                                         

Retirees/Survivors

-Health Insurance

-Dental Insurance

-Vision Insurance   

Each section will list the following, and if possible provide a tutorial, online guide or support number to call and how/where to submit enrollment/changes/cancellations forms.

I.   Eligibility (are you eligible for benefits, are you eligible to participate in open enrollment)

II.  Information/Guides

III. Plan Breakdown (plans, comparisons, changes for FY25)

IV.  FY25 Health Insurance Premium Payroll Deduction Rates

V.    Online Access/Forms - (WHERE TO ACCESS GIC LINK, AND PRINT FORMS FOR DENTAL/VISION TO: enroll, change, cancel coverage) 

VI.   Contact information: Insurance carriers numbers, Medicare contact, Social Security Contact

VII.  Frequently Asked Questions:   (including if you are working and turning 65)

ACTIVE TOWN/SCHOOL EMPLOYEES

Health Insurance

I.  Eligibility:     Health Insurance is offered to active employees working 20 hours per week consecutively and actively contributing to a Retirement system (either Mass Teachers Retirement System or Weymouth Contributory Retirement System).  Please note, employees on a no pay leave are not eligible to participate in open enrollment.  

II. Information/Guides:  Below you will find resources/tutorials/how to videos instructing you how to:  register on the GIC site, enroll in health benefits, make changes to health benefits, cancel benefits on the GIC site etc.

Click Here to be directed to the online How-To Video Tutorial choices.  These are tutorials/instructions (anything from registration to re-sending a pin to viewing and editing personal information).

III. Health Plan Breakdown:

Click GIC Non-Medicare Health plans to be directed to the plan listing page for the GIC.  There you will be able to click on the plan and be directed to the Health Carrier Plan Website.

Click GIC Health Insurance Benefit Decision Guide 

Effective July 1, 2023 CVS CareMark took over to manage the prescription plan for all GIC non-Medicare plans.  

___________________________________________________________________________

Health Insurance Plan Name Changes for FY25

For changes to specific plans, please refer to the Benefit Decision Guide Book.

Health Plan Breakdown Comparison:

IV.  FY25 Non Medicare Health Insurance Premium Payroll Deduction Rates:

V.  Online GIC Access/submission of health insurance 

enrollment/changes/coverage termination:  

Now that you have all the information needed and have made your decision it is now time to submit your enrollment, change, or coverage termination.  If you want to enroll in health coverage click on I am Enrolling in Health Coverage or if you already have health coverage and you want update your health coverage click I want to Change, Add to or Cancel my Health Coverage below to submit your health insurance enrollment, change or coverage termination.

If you do not currently have health coverage and you are enrolling in coverage

click here>>>>     I am enrolling in Health Coverage , you will need to complete the form and submit it to Sue McDonough in Human Resources at the McCulloch building.

You have health coverage and want to CHANGE or CANCEL coverage

click here>>>>  I want to CHANGE, ADD TO or CANCEL my Health Coverage  ,you will be re-directed to the mygiclink page.

Tutorials/videos:  https://www.mass.gov/guides/mygiclink-member-benefits-portal-resources

VI.  Contact information:

click here for >>>>  GIC Benefits Contact Information

For more information about specific products or benefits, contact your carrier. Be sure to indicate you are Group Insurance Commission (GIC) insured.

CONTACT your health carrier for questions on the following:

• Changes in coverage
• Finding a provider
• Tiered doctor & hospital lists
• Tele-health options that are offered
• Fitness and wellness programs offered

Contact information for health carriers, Mass for you, prescription providers:   

https://www.mass.gov/lists/gic-benefits-contact-information#health-insurance-  

VII.  Click here for >>>> Frequently Asked Questions:  

• General GIC questions
• Health plans
• Pharmacy Benefits
• Retirement & Turning 65
• Resources

Dental Insurance

I.   Eligibility:  Dental Insurance is offered through our vendor Sunlife Finance to active employees working 20 hours per week consecutively and actively contributing to a Retirement system (either Mass Teachers or Weymouth Contributory Retirement).  Please note, employees on a no pay leave are not eligible to participate in Open Enrollment.

II.  Information/Guides

Click here to find a dentist>>> Find a dentist and download the Sunlife App  

III. Plan Breakdown:  Sunlife offers 3 plans to Active employees.  They are Basic Dental, Enhanced Dental and Enhanced Plus Dental. 

-Click on the plan below to review the plans (or print the detail of plans)

-Basic Dental Plan - active employees

-Enhanced Dental Plan - active employees

-Enhanced Plus Dental Plan - active employees

IV.  FY25 Dental Insurance Premium Payroll Deduction Rates:

V.    Online Access/Forms - enroll, change, cancel coverage:

To enroll, change, or cancel dental coverage you must fill out the dental form.  You can find the form by clicking the attachment below, or stopping by the Town of Weymouth Human Resources Department (McCulloch Building,  182 Green Street) or Weymouth Public Schools Human Resources Department (located at the former Abigail Adams Intermediate School, 89 Middle Street) or attend one of the open house sessions.

-Click here to print the Dental Insurance form>>>>>  DENTAL FORM

VI.   Contact information: 

-Click here>>>>> To find a dentist  (you can also print the list)

Sunlife Financial      1-800-442-7742

VII.  Frequently Asked Questions:  

Will be added as we receive...

Vision Insurance

I.   Eligibility:  Vision Insurance is offered through our vendor EyeMed to active employees working 20 hours per week consecutively and actively contributing to a Retirement system (either Mass Teachers or Weymouth Contributory Retirement).  Please note, employees on a no pay leave are not eligible to participate in Open Enrollment.

II.  Information/Guides:

-Click here>>>>       Member Website Guide

III. Plan Breakdown:  EyeMed offers 2 plans to Active employees:  Basic Vision and Enhanced Vision. 

-For plan details, click on a plan below 

-Basic Vision Plan - active employees

-Enhanced Vision Plan - active employees

IV.  FY25 Vision Insurance Premium Payroll Deduction Rates

V.    Online Access/Forms - enroll, change, cancel coverage:

To enroll, change, or cancel vision coverage you must fill out the vision form.  You can find the form by clicking the attachment below, or stopping by the Town of Weymouth Human Resources Department (located at the McCulloch Building, 182 Green Street), Weymouth Public Schools Human Resources Department (located at the former Abigail Adams Intermediate School, 89 Middle Street) or attend one of the open house sessions.

-click here to print the vision Insurance form>>>>>       Active Employee Vision Form

VI.   Contact information:  

-Click here>>>>     Listing of vision providers in the area

VII.  Frequently Asked Questions:  None that have been reported.

Hospital Indemnity 

I.   Eligibility:  Hospital Indemnity is offered through our vendor Life Plus/Allstate Insurance to active employees working consecutively 20 hours per week and actively contributing to a Retirement system (either Mass Teachers or Weymouth Contributory Retirement).  Please note, employees on a no pay leave are not eligible to participate in Open Enrollment.

II.  Information/Guides:

-Click here>>>>       Member Website Guide

III. Plan Breakdown:  Hospital Indemnity Offers 2 options to Active employees:  

Option 1 with a First Day Hospital Confinement Benefit of $500

and

Option 2 with a First Day Hospital Confinement Benefit of $1000 

IV.  FY25 Hospital Indemnity Premium Payroll Deduction Rates

V.    To enroll - please email Roger Goodson RGoodson@hilbgroup.com; Marshall Cook at MCook@hilbgroup.com; or Sue McDonough at Smcdonough@weymouth.ma.us your contact information, the information you are looking for and someone will contact you with the information needed to move forward with enrolling; or you can stop by an advertised open house session; or Human Resources  at the McCulloch Building between the hours of 4:30 pm and 6:00 pm any Wednesday during the month of April to meet with a representative.

Legal Insurance 

I.   Eligibility:  Legal Insurance is offered through our vendor Life Plus/Allstate Insurance to active employees working 20 hours per week consecutively and actively contributing to a Retirement system (either Mass Teachers or Weymouth Contributory Retirement).  Please note, employees on a no pay leave are not eligible to participate in Open Enrollment.

II.  Information/Guides:

-Click here>>>>       Member Website Guide

III. Plan Breakdown:  Legal Insurance offers coverage for a large spectrum of legal matters with no claim forms, no deductibles and no co-pays.

IV.  FY25 Legal Insurance Premium Payroll Deduction Rates

RETIREES/SURVIVORS OF

WEYMOUTH CONTRIBUTORY AND

MASS TEACHERS

RETIREMENT SYSTEMS

Health Insurance

I.  Eligibility:     Retirees must be deemed a Retiree and be drawing (receiving) a pension from Weymouth Contributory or Mass Teachers Retirement Systems.   Survivors must have continued benefits or picked up benefits (if they were eligible) when they first became eligible as a survivor.

II. Information/Guides:  Below you will find resources/tutorials/how to videos instructing how to:  register on the GIC site, enroll in health benefits, make changes to health benefits, cancel benefits on the GIC site etc.

-Click to be re-directed>>>  online How-To Video Tutorial choices  

These are tutorials/instructions (anything from registration to re-sending a pin to viewing and editing personal information).

III. Health Plan Breakdown:

-Click to be re-directed view >>>>  Non-Medicare Health plan listing page for the GIC. 

There you will be able to click on the plan and be directed to the Health Carrier Plan Website.

-Click to view>>>> GIC Health Insurance Decision Guide 

On July 1, 2024 CVS Caremark took over to manage the prescription plan for all GIC non-Medicare plans.  

IMPORTANT CHANGES TO BE AWARE OF

Health Insurance Plan Name Changes and what you should know

For changes to specific plans, please refer to the Benefit Decision Guide Book.

IV.  FY25 RETIREE/SURVIVOR Monthly Insurance Premium Payroll Deduction Rates

 V.  Online GIC Access/submission of health insurance enrollment/changes/cancelation:  

Now that you have all the information needed and have made your decision it is now time to submit your enrollment, change, or cancelation.  Click on MyGICLink below to submit your health insurance enrollment, change or cancelation, OR you can print the form below and submit it directly to the GIC with your Annual Enrollment selection. 

click>>>>>  Retiree/Survivor Health Insurance Enrollment Change Form

Below is the Address to submit your paperwork directly to the GIC:

You have health coverage and want to CHANGE or CANCEL coverage

-click here>>>>  I want to CHANGE, ADD TO or CANCEL my Health Coverage

Tutorials/videos:  https://www.mass.gov/guides/mygiclink-member-benefits-portal-resources

VI.  Contact information:

-click here for >>>>  GIC Benefits Contact Information

For more information about specific products or benefits, contact your health insurance carrier. Be sure to indicate you are a member of the Group Insurance Commission (GIC).

CONTACT your health carrier for questions on the following:

-Changes in coverage

-Finding a provider

-Tiered doctor & hospital lists

-Tele-health options that are offered

-Fitness and wellness programs offered

-Contact information for health carriers, Mass for you, prescription providers:   

https://www.mass.gov/lists/gic-benefits-contact-information#health-insur...

VII.  Click here for >>>> Frequently Asked Questions:    

-General GIC questions

-Health plans

-Pharmacy Benefits

-Retirement & Turning 65

-Resources

DENTAL INSURANCE - RETIREE'S AND SURVIVORS

I.   Eligibility:  Dental Insurance is offered through our vendor Sunlife Finanial for Retirees and Survivors.  Retirees must be deemed a Retiree and be drawing (receiving) a pension from Weymouth Contributory or Mass Teachers Retirement Systems.   Survivors must have continued benefits or picked up benefits (if they were eligible) when they first became eligible as a survivor.

II.  Information/Guides

III. Plan Breakdown:  Sunlife offers 2 plans to Active employees.  They are Basic Dental and Enhanced Dental  

Click on the plan below for details (or print the detail of plans)

-Basic AND Enhanced Dental Plan 

IV.  FY24 Dental Insurance Premium Payroll Deduction Rates

Basic Individual   $42.33                        Basic Family    $88.89

Enhanced Individual  $47.86                  Enhanced Family  $100.51

V.    Online Access/Forms - enroll, change, cancel coverage

To enroll, change, or cancel dental coverage you must fill out the dental form.  You can find the form by clicking the attachment below, or stopping by the Town Human Resource Office (located at 182 Green Street), School Human Resource Office or attend one of the open house sessions).

-Click here to print the Dental Insurance form>>>>>  RETIREE/SURVIVOR DENTAL FORM

Please submit the form by dropping off in person or mailing to:

VI.   Contact information:  To find a dentist please click below to print 

Click here>>>>> To find a dentist please   

Sunlife Financial      1-800-442-7742

VII.  Frequently Asked Questions:  Will be listed here when asked

Vision Insurance-  Retiree's and Survivors

I.   Eligibility:  Vision Insurance is offered through our vendor EyeMed to Retirees and Survivors.  Retirees must be deemed a Retiree and be drawing (receiving) a pension from Weymouth Contributory or Mass Teachers Retirement Systems.   Survivors must have continued benefits or picked up benefits (if they were eligible) when they first became eligible as a survivor.

II.  Information/Guides

III. Plan Breakdown:  EyeMed offers 2 plans to Retirees and Survivors employees.  They are Basic Vision and Enhanced Vision. 

Plan Details, click on the plan below to view details

-Basic Vision Plan

-Enhanced Vision Plan

IV.  FY25 Vision Insurance Premium Payroll Deduction Rates 

Basic Low Individual $3.55            Basic Low 2-person  $6.74             Basic Low Family  $9.90

Enhanced Individual $7.16             Enhanced 2-person  $13.59           Enhanced Family $19.96

V.    Online Access/Forms - enroll, change, cancel coverage:

To enroll, change, or cancel vision coverage you must fill out the dental form.  You can find the form by clicking the attachment below, or stopping by the Town Human Resource Office (located at 182 Green Street), School Human Resource Office or attend one of the open house sessions).

click here to print the vision Insurance form>>>>>    Retiree/Survivor Vision Form

Please submit the form by dropping off in person or mailing to:

VI.   Contact information:  EyeMed.com

VII.  Frequently Asked Questions:  Will be listed here when asked